While the FICO score is stable, the interest rate is much higher for higher DTI.

FICO分数基本稳定的情况下，DTI越高利率也就越高。

youdao

Applying for new credit affects two of the FICO score categories in a negative way.

申请新的信贷会对两项FICO评分产生不利影响。

youdao

The default risk increases 6.76 times for borrower with FICO Score of 664 versus 829.

信用得分为664的借款人相比得分为829的借款人其违约风险增长了6.76倍。

youdao

The limited credit histories of students were not sufficient to drive a meaningful FICO score.

FORBES: Practical Implications

Since the FICO score is proprietary, exactly what the "educational" scores measure isn't always clear.

WSJ: Getting Going: The Financial Fear Mongers

Generally, if one of those shows up as "good, " then your real FICO score is likely to be good.

WSJ: Getting Going: Why Aren't Credit Scores Free?