You need to check your credit report and FICO score regularly.

你需要检查你的信用报告，以及你FICO的固定得分。

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In any case, if you have no credit history, your FICO score is likely to be low.

在任何情况下，如果没有你的信用历史，你的信用评分很可能较低。

youdao

While the FICO score is stable, the interest rate is much higher for higher DTI.

FICO分数基本稳定的情况下，DTI越高利率也就越高。

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The limited credit histories of students were not sufficient to drive a meaningful FICO score.

FORBES: Practical Implications

Since the FICO score is proprietary, exactly what the "educational" scores measure isn't always clear.

WSJ: Getting Going: The Financial Fear Mongers

Generally, if one of those shows up as "good, " then your real FICO score is likely to be good.

WSJ: Getting Going: Why Aren't Credit Scores Free?