With taking financial advisor’s business as an example, the paper has analyzed the effects of financial advisor’s business on credit risk management from the perspective of information asymmetry theory and asset portfolio theory. It proposes the new thinking of credit risk management of the SOBs: Launching the enterprise’s financial consultation business (FC), which will take precaution against and dissolving credit risks from the several following respects: First, strengthening the ability to obtain the enterprises’ operation information, and reduce " adverse selection " and " moral hazard".
文章以财务顾问业务为例,从信息不对称理论和资产组合理论出发,分析了财务顾问业务对信贷风险管理的作用,认为国有商业银行开展企业财务顾问业务之类的中间业务,可以从以下几个方面防范和化解信贷风险:第一,可以增强国有商业银行获取企业经营管理信息的能力,减少“逆向选择”和“道德风险”。
参考来源 - 我国国有商业银行信贷风险管理研究·2,447,543篇论文数据,部分数据来源于NoteExpress
以上来源于: WordNet
应用推荐