完全分期等额偿还法（Fully Amortized）完全分期等额偿还法是指贷款本息按某一相同的金额定期偿付，而不是在到期日一次还本付息的方法。
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Back then, 85 percent of commercial-bank mortgages were for terms of only three or four years and were not fully amortized, ending instead with balloon payments that usually required refinancing.
那时候，85%的商业银行按揭期限只有3、4年，而且并未严格执行分期偿还，贷款者只是在期末偿付特大金额的款项遗弃抵债，这样做通常需要再行筹资。
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My mailbox is old, fully amortized, and made of steel of the type that America used to produce back when we forged steel that won wars.
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