The Halifax report came only a few days after the Bank of England's own figures had shown a sharp fall in the number of loans approved for house purchase in October.

这份议会下院的报告出台仅几天之前英格兰银行自己的数字刚显示十月份获批准的住房贷款额急剧下滑。

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In 1995 24% of all first-time homebuyers were under 25; today, less than 15% are, according to the Halifax, a bank.

Halifax银行称，1995年首次置业者中有24%在25岁以下，而如今却不到15%。

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In 2007, it became a 50:50 joint venture with Halifax Bank of Scotland, later Lloyds Banking Group.

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The loans came from the Halifax Bank of Scotland (HBOS) branch at Beauclerc House in Queens Road, Reading.

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Lloyds Banking Group was formed from the merger of Halifax Bank of Scotland and Lloyds TSB late last year.

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