Debt collectors will typically go after low-hanging fruit when they look to recoup money; if they think your former love can't, or won't, pay up, they are going to set their sights on you.

收债人在收债时会先捡软柿子捏。如果他们认为你的前任爱人不能或者不愿意偿还贷款，他们将会将盯上你。

youdao

Besides, you can't blame Buffett for hanging on: As beaten up as his stocks are, he bought them long ago and would face a painful capital gains hit by trading out of them at this point.

FORBES: Magazine Article