Even home equity lines of credit are way down, despite the fact that they are secured by the real estate in someone's home.

即使房屋产权贷款也没有，尽管它们是由真正的房地产担保的。

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Interest rates on home-equity loans and lines of credit are far lower than those on credit cards, though most banks now make you jump through more hoops to get them.

虽然如今银行手续麻烦，但房贷的利率和对信用额度的限制都比信用卡低得多。

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Of its $95 billion loan book, more than a third is home-equity lines of credit and second-lien mortgages, both much riskier than the typical home loan.

在它950亿美元的贷款账目上，超过1/3是房屋净值信用额度和二胎房贷，二者都比常见的住房贷款风险高很多。

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Mortgage companies can cancel home equity lines of credit and credit card companies can reduce your credit limit.

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This option is similar to a home equity loan, but with one key difference: Interest on home equity lines of credit (Helocs) are variable.

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Branches bring in mortgages, home equity lines of credit, auto loans, small-business borrowings, certificates of deposit, credit cards--all products with fairly predictable income streams.

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