Home sales are stable and the drop in mortgage rates should help them.

房屋销售稳定和抵押贷款利率的降低或许帮了他们一把。

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Most experts say if mortgage rates do go lower, home prices are likely to recover.

大部分专家表示，如果房贷利率进一步降低，房价有可能回升。

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If prospective home buyers see mortgage rates under 4% it may touch off a housing revival.

如果潜在的购房者看到低于4%的按揭利率，可能会由此引发房地产行业的复苏。

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No small part is played by the great bargain in home mortgage rates available anywhere in the country.

FORBES: How To Play Housing's Recovery

The main problem is a narrowing spread between home mortgage rates the bank collects and deposit rates it pays.

FORBES: Safe Deposit

Already, the takeover of Fannie Mae and Freddie Mac has brought down prime home mortgage rates from 6.5% to below 6%.

FORBES: Magazine Article