This article mainly through study carefully for individual housing credit risk of our commercial bank loan, sums up some suggestion in the prevention of personal housing loan credit risks.

本文主要是通过对我国商业银行个人住房贷款信用风险的仔细研究，总结出防范个人住房贷款信用风险的一些议建。

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The act says that if an individual's personal data are used to deny them a job, a loan, housing or other important benefit, the individual must be given an opportunity to view the data and dispute its accuracy.

WSJ: Websites Accused of Privacy Violations After Personal Data Reappears