The empirical results show that inefficiency has much more to do with the scale of production rather than the inefficient utilization of resources.

实证结果表明，低效率有许多工作要做随着生产的，而不是资源的低效利用的规模。

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With increasing sharp competition, problems such as inefficient utilization of insurance capital, narrow channel, small scale, etc. have made insurance industry more risky.

保险业竞争日趋激烈，而保险资金现有的运用率低、规模小、渠道狭窄等问题都加剧了保险业的经营风险，降低了它的竞争能力。

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But the excessive development and unclean and inefficient utilization of coal resources have brought not only huge waste of coal, but also serious deterioration of ecological environment.

但煤炭资源的过量开发和非高效非洁净利用，不仅造成了煤炭资源的大量浪费，而且导致了生态环境的严重恶化。

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