Results The procedure and method of calculating level premium rate in whole life hospital daily allowance insurance and hospital expense insurance are provided.

结果给出了长期和终身住院津贴保险平准保费的计算方法和长期住院费用保险平准保费的计算思路。

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In chapter 6, considering the pure insurance premium and the calculation of net premium reserves death rate is due to life table, rate of interest is taken by fixed rate of interest.

在第6章，考虑到在人寿保险的纯保费及理论责任准备金的计算中，死亡率一般依据生命表，利息率一般采用固定利率。

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When calculating the pure premium and theory premium reserve in life insurance, the mortality is usually bases on life table, and the interest rate is usually fixed.

在人寿保险的纯保费及理论责任准备金的计算中，死亡率一般依据生命表，利息率一般采用固定利率。

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