Gary Becker, a Nobel prize-winning economist, thinks a loan system will create accessibility to low-wage workers.

FORBES: Why Market Based Immigration is America's Best Bet

One objection to the market-based system is the financial barriers faced by low-wage immigrants.

FORBES: Why Market Based Immigration is America's Best Bet

The other consequence is many of the people who lose their own setup are eventually absorbed in the big box system as low-skill employees getting paid the bare minimum wage.

FORBES: Wiping Out Millions of Jobs is the Whole Darn Point