Finally, the author brings up to establish an aid of system that is based on guarantee and system national student loan policy for college students.

但从保障的角度分析，国家助学贷款这一资助性政策还有很多方面有待于进一步加强。

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This article expounds National Student Loan Default and Governance from four aspects as following: First, it introduces the public benefits and the practical dilemma of the Student Loan Policy.

本文从以下四个方面对我国国家助学贷款违约及其治理加以论述：第一部分是介绍我国助学贷款政策的公共效益与现实困境。

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The U.S. Education Department just announced that the national student loan default rate rose for the fourth year in a row and an Institute for Higher Education Policy study showed that only 37% of federal student loan borrowers actually made their payments without interruption over the past five years.

FORBES: Student Loan Borrowers Need Help to Understand Repayment Rights