China's housing mortgage products and development time is not long, but on the domestic Banks, they have been in the personal mortgage loans as asset quality of Banks.

中国住房按揭产品产生和发育的时间并不长，但对国内各家银行来说，它们一直把个人按揭贷款看作是银行的优质资产。

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ABC Bank has determined that the same organization unit that is responsible for processing personal loans will also process mortgage applications.

ABC Bank决定由负责处理个人贷款的组织单位处理抵押贷款申请。

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Personal housing mortgage loans have been the most widely adopted way of loans supply in the world.

个人住房抵押贷款已经成为世界上被最广泛采用的贷款供应形式。

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And I think that a good chunk of the household sector is effectively insolvent, buried under a mountain of mortgage debt, credit cards, auto loans, student loans, personal loans.

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