... substantive appointment 实职聘任；实任；实任职位 substantive characteristics 本质特征 substantive clause 名词性从句 ...
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The author believed that insurance interest's substantive characteristics is the economic interest by the money computation, and the insurance interest can only be suitable in the property insurance.
笔者认为，保险利益的本质特征是能以金钱计算的经济利益，且保险利益原则只能适用于财产保险中。
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