第一家现代意义的美国银行是1782年开业的 北美银行 （ The Bank of North America ），是为帮助独立战争而设立的。它接受现金和银行券，也发行自己的银行券。
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From the Bank of North America, to the First Bank and the Second Bank, and Federal Banking system lastly, separation and centralization of powers competed again and again. It took over hundred years to establish Federal Banking system.
从北美银行,到第一银行、第二银行,再到联邦储备体系的最终建立,分权与集权遭遇反反复复,经历了长达百年多才最终确立了联邦储备体系,这一曲折过程正反映了分权与集权的斗争。
参考来源 - 美国银行的早期发展史初探·2,447,543篇论文数据，部分数据来源于NoteExpress
On this day in 1782, the Bank of North America threw open its doors for business, making it the nation's first commercial bank.
1782年1月7日，北美银行正式开张营业，成为了美国第一家专业性商业银行。
"More than 300 of the new billionaires will be from North America, " the bank wrote in the report published on Tuesday.
瑞士信贷在周二发布的报告中写道：“超过300位新晋亿万富翁将来自北美。
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