The part of emergency medical expenses that exceeds the sum insured will be borne by the Policyholder.

所有超出保险金额以外之急救医疗费用概由保单持有人自行负责支付。

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In summary, the sum insured is compared with the product of adjusted Rate of Gross Profit and adjusted Annual Turnover.

综上所述，保险金额是与“调整过的毛利率”与“调整过的年度营业额”的乘积进行比较的。

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Automatically increase the sum insured, the expiration of a collection, payments can be used as education, pensions...... enjoy the quality of life.

保额自动递增，满期一笔领取，可作为教育金、养老金……尽享品质生活。

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Art insurers, niche businesses that provide cover for museums, auction houses, private and corporate collections, reckon that they will have to pay out millions of dollars in compensation for lost works a sum well below the true loss, because much of the art in the World Trade Centre was not insured for its full value.

ECONOMIST: Art insurance