Homeowners are part of this coalition too, especially the not-insubstantial number who are circumventing official down-payment requirements and buying houses with 100% debt.

房屋业主也是这个联盟的一部分，尤其一大批绕过正式的首付要求，100%借贷购房的人。

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There is a consultation taking place to decide which vocational qualifications should be retained - after complaints that there were too many insubstantial qualifications, which carried little weight with employers.

BBC: 'Tech Bacc' aims to boost status of vocational courses