For consumers who believe that there is incorrect information on their credit reports or who have an issue with an investigation, before filing with the CFPB, they should first file a dispute and get a response from the consumer reporting agency itself.
"You have to tell them because this is the minimum honesty, you have to make sure you tell the patient there's a remote possibility they could get infected, otherwise you are really hiding very important information from them, " he told File on 4.