That would mean rates on certain credit CARDS, home equity loans, some adjustable-rate mortgages and other consumer loans would stay at their lowest point in decades.

这意味着信用卡、房屋抵押贷款、可变利率抵押贷款和其他消费贷款的利率将维持在数十年来的最低水平。

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Interest rates on home-equity loans and lines of credit are far lower than those on credit cards, though most banks now make you jump through more hoops to get them.

虽然如今银行手续麻烦，但房贷的利率和对信用额度的限制都比信用卡低得多。

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Home equity and credit card use climb.

房屋净值和信用卡的使用增加。

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Recently in the U.S., home equity credit has been one of the cheapest forms of borrowing, with tax advantaged treatment and rates below those on credit card debt.

FORBES: Home Equity Extraction: Where Did All The Money Go?

At the height of the boom, people believed their homes generated cash by serving as a source of home equity credit, or by returning profits when they were sold.

WSJ: Renting Prosperity

Deborah Jacobs, a boomer, zeroes in on those accustomed to living on home equity and credit who are worried about living comfortably in retirement.

FORBES: Investment Advice, Our Past and Future