Prosper's head of global institutional sales, Ron Suber, says that in 2007, the loan process worked differently and that the vetting practices that led to high default rates have now been improved.
Prosper全球机构销售主管Ron Suber说，在2007年，贷款的流程方式不同，从前导致高违约率的审批做法现在已经改善。
It refers to the big amount of sales which usually conducted by institutional investors.
参与此类交易的通常为机构投资者，指涉及金额或数量很大的交易。
Note: All videotape sales are for institutional use only.
注：所有录像带的销售机构使用的唯一。
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