(四)保险金额 保险金额(Insured Amount; Sum Insured)指保险人与被保险人约定在保险单中载明对保险标的所受损失给予赔偿的最高数额。
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Valid Insured Amount 有效保额
Amount Insured 保险金额 ; [保险] 保险额 ; 投保金额
The insured amount is incorrect 投保金额有误
stand-by insured amount 准备投保金额
insured amount against death 死亡给付保险金额
insured amount ascertained 保额确定
TOTAL AMOUNT INSURED 总保险金额 ; 保险总金额 ; 保险金额
face insured amount 额面保险金
Current Insured Amount 本期保险额
The payment by the insurer of the expenses referred to in the preceding paragraph shall be limited to that equivalent to the insured amount.
保险人对前款规定的费用的支付,以相当于保险金额的数额为限。
Article 220 the insured amount shall be agreed upon between the insurer and the insured.
第二百二十条保险金额由保险人与被保险人约定。
Article 238 the insurer's indemnification for the loss from the peril insured against shall be limited to the insured amount.
第二百三十八条保险人赔偿保险事故造成的损失,以保险金额为限。
In other words, lower the amount insured below the actual value of the house to prevent moral hazard.
换句话说,将房屋的保险价值低估于其实际价值,以此来防范道德风险。
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