In Kenya, a pilot scheme called M-Pesa is being used to disburse and pay micro-loans by phone.

在肯尼亚，一个叫做M - Pesa的实验性计划开始进行实践，帮助人们通过电话支付和偿还小额贷款。

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The US pilot scheme aims to reduce the application process from as long as four years, to 12 months.

美国的试点方案旨在将申请过程从长达4年缩减到12个月。

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Daimler launched its car2go with a pilot scheme in Ulm, in Germany, where it now has 19, 000 members nationwide.

戴姆勒在德国乌尔姆推出一项名为car2go的试点计划，现在德国全国有19000个成员。

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Mr Clark insists he "did not extend or alter" the pilot scheme "in any way whatsoever".

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It recommended a pilot scheme to see how single-use instruments would work in practice.

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The pilot scheme will be evaluated before a decision is made on whether to extend it.

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