This article mainly analyzed the (implementation) of the housing reverse mortgage loan in our country.

本文就住房反向抵押贷款在我国的推行进行了分析。

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Because the principal amount of a reverse mortgage cannot be determined until after you no longer live at the property, neither can the maturity date of the loan.

因为本金逆按揭无法确定后才不再住在你的财产，也不能对贷款到期日。

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Reverse mortgage, also named lifetime mortgages, is a way of loan to the old man.

逆按揭，又称终身抵押，是国外比较多的一种提供给老人的贷款。

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The amount of the reverse mortgage loan is also determined by the youngest person who owns the home, so a 70-year-old person who is co-owner of a home would lower the amount her 75-year-old spouse would otherwise get.

FORBES: Intelligent Investing Panel

One drawback of a fixed-rate reverse mortgage is that you have to draw down the entire loan amount up front and pay interest on the entire amount across the life of the loan.

WSJ: Reverse Mortgages Now Look Cheaper

Reverse mortgage consumers struggle to understand how interest gets compounded on a loan that does not involve monthly payments on interest and principal.

FORBES: CFPB: Don't Get Stung By A Reverse Mortgage