"I'm living off of my credit cards right now, and even when I get the money I'll have to use it to cover what loans I had to take out, " one veteran told Forbes.

FORBES: Magazine Article

"I'm living off of my credit cards right now, and even when I get the money I'll have to use it to cover what loans I had to take out, " she says.

FORBES: Money Builder

But I'm starting to realize that Amy is right when it comes to that even more valuable commodity: time.

WSJ: Time With Mom and Dad: Making It Fair