For consumers who believe that there is incorrect information on their credit reports or who have an issue with an investigation, before filing with the CFPB, they should first file a dispute and get a response from the consumer reporting agency itself.

FORBES: Credit History Botched? Here's How To Complain And Get Results

Careful what you say in the press -- and in your HR file -- if you get your paycheck from a Goldman-style operation.

CNN: A case of Wall Street greed gone too far

"You have to tell them because this is the minimum honesty, you have to make sure you tell the patient there's a remote possibility they could get infected, otherwise you are really hiding very important information from them, " he told File on 4.

BBC: Organ transplants' hidden risk

If you haven't done it already, when you e-file this year, get a PIN for filings or use your adjusted gross income from 2011 as a PIN.

WSJ: Don't Let Tax Cheaters Target You