This first part is an overview of commercial bank credit risk management.
本文第一部分是商业银行信贷风险管理概述。
There are lots of mature fruit about balance sheet of commercial bank credit risk management, recently the business of off-balance sheet has played a more and more important role.
对商业银行表内业务信用风险的管理，目前国际上有许多成熟的成果。
This article introduces credit risk confronted with the commercial bank, the application of credit derivatives in commercial bank credit risk management and its impact on commercial bank.
本文介绍了商业银行面临的信用风险、信用衍生产品在商业银行信用风险管理中的运用以及信用衍生产品对商业银行的影响。
Lender's using of accounting information is not only a theoretical issue about the accounting information usefulness for decision making but also a practical problem in bank credit risk management.
贷款人对企业财务信息的关注不只是会计信息决策有用性的理论问题，更重要的是银行如何加强对贷款风险有效控制的一个非常实际的问题。
The commercial bank itself undertakes various types risk in the operation, including credit risk, interest rate risk, fluid risk, management risk, capital risk and policy risk and so on.
商业银行在运营中本身承担着各种类型的风险，包括信用风险、利率风险、流动性风险、管理风险、资本风险和政策风险等。
Therefore it is of very important significance on theory and reality to bring quantitative analysis into the financial crisis forewarning model for credit risk management of commercial bank.
因此对商业银行信贷风险管理引入财务危机预警模型进行定量分析具有十分重要的理论和现实意义。
When the bank carries on the credit risk management, absolutely lose is not a must prevent, while the margin of fluctuation and the control loses are the things that must be limited.
银行在进行信用风险管理中，不是要绝对地防止失信风险损失，而是要限制损失的绝对数额和控制损失的波动幅度。
Credit Suisse's rival, UBS, can hardly forget the risk-management failure of its predecessor, Union Bank of Switzerland.
作为瑞士信贷的对手，瑞银集团忘记他的前身，瑞士联合银行在风险管理方面的失误。
Credit risk evaluation is the basic work of commercial bank's credit risk management, which goal is to analyze the credit risk of the bank in provides a loan, and support the decision of the loan.
信用风险是商业银行信贷风险管理中一项基础性的工作，其目的在于分析银行在贷款业务中可能面临的信用风险，从而为贷款决策提供依据。
This paper use general risk management theory for reference to study the management of commercial bank credit risk.
本论文借鉴风险管理的一般理论来研究商业银行信用风险的管理。
Credit risk; Commercial bank; Credit rating; Measure model; Credit risk management.
信用风险；商业银行；信用评级；度量模型；信用风险管理。
For the urgent purpose of the credit businesses, such as credit risk management, China Construction Bank has developed the credit management Information System.
出于控制信贷风险等业务上的紧迫需求，建设银行开发出了信贷管理信息系统用于建行的信贷管理。
Accordingly, credit risk management is the core of commercial bank risk management.
与此相对应，信贷风险管理是商业银行风险管理的主要内容。
Finally, this paper concluded five Suggestions that strengthen the entire process of credit risk management of Bank of China in Shaanxi.
最后总结出加强中国银行陕西省分行信贷风险全过程管理的五点结论性意见。
In addition, it has also positive significance for bank to improve internal risk management mechanism and to constantly upgrade their ability to resist credit risks.
另外，对于不断完善银行内部风险管理机制、不断提升银行自身抗信用风险能力等均具有积极意义。
In order to guard against credit portfolio concentrated risk, the Bank implements risks limit management strategy.
为防范授信组合的集中性风险，本行实施风险限额管理策略。
Currently, the research from the point of information-asymmetry on credit risk management of commercial bank lacks the analysis linked with actual cases.
当前从信息不对称的角度研究商业银行信贷风险管理问题的研究缺乏结合实际案例的分析。
For bank the credit risk management have two aspects. One is to manage the default of single borrowers and the other is to manage risk of the whole bank, which takes lots of loan as one portfolio.
对银行来讲，信用风险管理有两个层次，第一个层次是对单个贷款者的违约风险管理，第二个层次是整个银行的经营风险管理，把诸多的笔贷款看成一个组合。
At present, the bank risks in China include credit risk, floating risk and managerial risk resulting from the imperfect system of internal management and supervision and control in the Banks.
当前我国银行风险主要为信用风险、流动性风险和管理风险。从银行内部讲是由于各项内开监控制度不健全，管理制度不完善所致。
The fast growth of personal credit consumption requests the bank to have perfect credit risk management system.
个人信贷消费的快速增长要求商业银行具有较为完备的信用风险管理体系。
The credit evaluation is the basis of the loan risk management in Commercial Bank.
企业信用评价是商业银行贷款风险管理的重要基础。
The credit risk management of commercial bank has become an important part of business operations.
商业银行的信贷风险管理已经成为商业经营中的重要内容。
Credit risk measurement is the base of credit risk management, which is the kernel of bank management.
信用风险管理是银行业管理的核心，信用风险的度量又是信用风险管理的基础。
The "sparing loan" of state-owned commercial bank has reflected series of issues such as the inferior credit circumstance, the big credit risk and the deficient management mechanism and etc.
国有商业银行“惜贷”折射出信用环境不佳，信贷风险大和管理机制缺陷等问题。
This text still tries to put forward several suggestion of improving credit risk management which suits the commercial bank of our country.
本文最后还尝试提出完善适合我国商业银行的信用风险管理的若干建议。
But compares with the market risk and the credit risk, the understanding and the management for the commercial bank operational risk is both in a lower level.
但是，与市场风险和信用风险相比，商业银行对操作风险的认识和管理都处于较低水平。
But compares with the market risk and the credit risk, the understanding and the management for the commercial bank operational risk is both in a lower level.
但是，与市场风险和信用风险相比，商业银行对操作风险的认识和管理都处于较低水平。
应用推荐