If homeowners can't keep up the payments, they face foreclosure.
如果房主不能继续还贷，他们就面临抵押品赎回权被取消的危险。
Delinquency and foreclosure rates rose.
拖欠和取消赎回抵押品权的比例开始上升。
Lakeland, Florida has also seen high rates of foreclosure.
又如佛罗里达州的莱克兰，该市的止赎率也很高。
Last month alone 291, 000 homes received a foreclosure notice.
单单上个月，就有291,000家住户收到了回赎权取消通知。
Some 5m homes have entered foreclosure in the past three years.
在过去三年里，有500万户家庭失去抵押品赎回权。
Three days after Christmas, Countrywide notified them of foreclosure.
圣诞节后的三天，国家金融服务公司通知他们丧失了抵押物赎回权。
A deal would compel Banks to help underwater homeowners avoid foreclosure.
若达成一致，就能迫使银行帮助“水下屋主”避免丧失抵押品赎回权。
Assets in foreclosure or delinquent, up fivefold from a year ago, continue to climb.
丧失抵押赎回权的资产和坏账比一年前涨了五倍，还在继续增加。
And when house prices are falling, to delay foreclosure means taking a bigger loss.
当房产价格下跌时，延迟没收房产意味着更大的损失。
One out of every 8.3 mortgages in the U.S. is now either delinquent or in foreclosure.
美国每8.3笔住房抵押贷款中就有一笔遭拖欠或是止赎。
Lopez says home owners may be better off accepting a foreclosure in that type of situation.
洛佩兹说，在这样的情况下，对于房主来说，接受房屋止赎可能会更好一些。
In the worst-hit neighbourhoods, such as Dale City, the foreclosure signs are everywhere.
在情况最为严重的地区，如德尔城，写着“没收”字样的牌子随处可见。
They fell sharply at the end of last week amid questions about the home foreclosure process.
上周末银行个股急剧下跌，外界对各家银行的房屋止赎过程产生质疑。
And unemployment has pitched even homeowners who hold conventional mortgages into foreclosure.
还有失业让那些维持着常规抵押贷款的房主也失去了抵押品赎回权。
What's more, about a third of all homes being sold are in some stage of the foreclosure process.
更有甚者，大约三分之一的待售房屋正处在止赎阶段。
Instead, with home prices now falling, hundreds of thousands of homeowners are facing foreclosure.
然而随着房价的不断下跌，有数十万贷款购房者面临止赎。
If you can't keep up with your mortgage payments, you could face foreclosure and a loss of equity.
如果你无力偿还房贷，你的房子将面临被银行拍卖的结局，你也将会失去产权。
Falling prices could drive more homeowners into foreclosure, which is the last thing most markets need.
房价下跌可能迫使更多住房拥有者的房子被没收，这是大多数市场最不需要的。
Over a quarter of its houses have received a foreclosure notice, says RealtyTrac, a property consultancy.
超过四分之一的房子收到了一份丧失抵押品赎回权的通知，不动产数据机构RealtyTrac如是说。
Nearly 3m properties entered foreclosure last year, and filings increased by 14% from November to December.
去年有近3百万的房产被取消赎回权，而备案的数量从11月到12月也增加了14%。
NVAR reckons that as many as a quarter of those who suffer foreclosure do so by choice, to escape such a trap.
据NVAR估计，多达四分之一的人为了躲避这样的陷阱自己选择放弃赎回权。
And Nevada, Mr Reid's home state, ails the most, with the highest unemployment, foreclosure and bankruptcy rates.
里德(Reid)的家乡内华达州受害最深，其失业率，财产回赎权的丧失和企业破产率都处于最高水平。
During 2007, nearly 1.3 million U.S. housing properties were subject to foreclosure activity, up 79% from 2006.
在2007年期间，近130万房地产遭到法拍，比起2006年增长79％。
Faced with bankruptcy and foreclosure, many families neglected much needed medical care as a way to save some money.
面对破产和抵押品赎回权的丧失，许多家庭忽视了许多必要的医疗护理以此来节省开支。
During 2007, lenders had begun foreclosure proceedings on nearly 1.3 million properties, a 79% increase over 2006.
在2007年期间，贷款人已经开始对130万房地产进行法拍权程序，较2006年增幅79％。
With more than 2m homes in foreclosure (see chart), and mid-term elections looming, the outrage has been deafening.
有多达200万的房屋面临法庭拍卖(见图表)，而且中期选举也即将到来，愤慨之声已几近震耳欲聋。
But it also depends on the speed and outcome of the foreclosure process and on the efficacy of official interventions.
但银行收房过程的速度和结果以及官方干预的效果也很重要。
A further 3.9% were in foreclosure, the legal process that settles defaults and thereby adds to the glut of homes for sale.
还有3.9%的屋主已经“丧失房屋回赎权”，这种处理逾期欠款的法律手段将房屋收回以待拍卖，因此使得待售房屋过剩的情况更加严重。
A further 3.9% were in foreclosure, the legal process that settles defaults and thereby adds to the glut of homes for sale.
还有3.9%的屋主已经“丧失房屋回赎权”，这种处理逾期欠款的法律手段将房屋收回以待拍卖，因此使得待售房屋过剩的情况更加严重。
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