Or the insurance company could be a mutual insurance company, in which case the insurance company is owned by the insured.
保险公司也可以是互助保险公司，也就是保险公司的股东就是被保险人。
Of course, the insured must also consider their actual needs, not to blindly follow the trend.
当然，投保人还必须考虑他们的实际需要，而不是盲目追随潮流。
The insurer may refuse to issue the insurance policy or other insurance certificate before the premium is paid by the insured.
被保险人支付保险费前，保险人可以拒绝签发保险单证。
An applicant or a beneficiary defrauds insurance money by deliberately causing the death, disability or illness of the insured.
投保人、受益人故意造成被保险人死亡、伤残或者疾病，骗取保险金的。
All disputes under this insurance arising between the insured and the company shall be settled through friendly negotiations.
被保险人与本公司之间的一切有关本保险的争议应通过友好协商解决。
The payment by the insurer of the expenses referred to in the preceding paragraph shall be limited to that equivalent to the insured amount.
保险人对前款规定的费用的支付，以相当于保险金额的数额为限。
Our insurance products and programs are designed to minimize potential risks by closely matching coverages to the specific needs of the insured.
我们的保险产品和项目是把险项和投保人具体需要结合起来而设计的，目的是把潜在的风险减到最小。
The insurer may conduct safety inspections of the insured property, and, if it discovers unsafe aspects, it shall promptly notify the policy holder to eliminate them.
保险方可以对被保险财产的安全情况进行检查，如发生不安全因素，应及时通知投保方加以消除。
The insurer shall issue to the insured an insurance policy or other certificate of insurance in time, and the contents of the contract shall be contained therein.
保险人应当及时向被保险人签发保险单或者其他保险单证，并在保险单或者其他保险单证中载明当事人双方约定的合同内容。
The compulsory automobile liability insurance is a legal insurance with the civil compensatory liability of the insured to the third party as the subject matter.
机动车第三者责任强制险是以被保险人对第三人的民事赔偿责任为标的的一种法定保险。
The insurer shall remain liable for the necessary and reasonable expenses paid by the insured for avoiding or minimizing the loss prior to his receipt of the said notice.
被保险人在收到通知前，为避免或者减少损失而支付的必要的合理费用，仍然应当由保险人偿还。
Ten percent of the preceding expenses shall be paid by the insured person, provided that they do not exceed the maximum amount allowed by the competent central authority.
前项费用，由被保险人自行负担百分之十。但以不超过中央主管机关规定之最高负担金额为限。
If the policy holder conceals the actual circumstances of the insured property, the insurer shall have the right to rescind the contract or shall not be liable for making indemnity.
投保方如隐瞒被保险财产的真实情况，保险方有权解除合同或不负赔偿责任。
Article 254 In effecting payment of indemnity to the insured, the insurer may make a corresponding reduction therefrom of the amount already paid by a third person to the insured.
第二百五十四条保险人支付保险赔偿时，可以从应支付的赔偿额中相应扣减被保险人已经从第三人取得的赔偿。
Payment of the premium is the most important obligation of the insured person, and is the proviso under which the insurance company will assume the responsibilities of the insurer.
交纳保险费是投保人最重要的义务，保险公司只有在投保人支付保险费的前提下，才承担保险责任。
If the beneficiary deliberately injured or killed the insured, he would be deprived from the beneficiary right, but the insurer would still bear the corresponding responsibilities.
受益人故意伤害或杀害被保险人的，应丧失受益权，但保险人不应因此而免责，对被保险人或其他受益人仍应承担保险责任。
In the operational management process of commercial health insurance business, there is a need to balance interests of insurance companies, medical service providers and the insured.
商业健康保险在经营管理过程中，存在着保险公司、医疗服务提供机构和被保险人三方的利益平衡问题。
The beneficiary right should be defined as the right to accept the payment on the death of the insured, which can not be enjoyed by the insured but by the designated or legal beneficiary.
保险受益权应界定为身故保险金的受领权，其主体可以是指定受益人和法定受益人，但不能是被保险人。
The implementation of preferential taxation policy for the insured can stimulate the demand for insurance, consequently promoting the transformation from potential demand to actual demand.
通过对保户实施税收优惠政策，可以刺激保险需求的增长，从而有效地促进保险潜在需求向现实需求的转化。
The scope of the obligation to inform is important facts related to risk assessment, while the law does not require the insured to inform all the facts when pursuing limited doctrine today.
对于告知义务的范围，在奉行有限告知主义的今天，法律并不要求投保人告知一切事实，而只要求告知与危险评估有关的重要事实。
The scope of the obligation to inform is important facts related to risk assessment, while the law does not require the insured to inform all the facts when pursuing limited doctrine today.
对于告知义务的范围，在奉行有限告知主义的今天，法律并不要求投保人告知一切事实，而只要求告知与危险评估有关的重要事实。
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